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Stanley Kutler: On financial oversight, weâ??re still waiting, Mr. President

Even if President Barack Obama doesnâ??t deliver the change he promised, at least he could restore basic oversight in key financial areas.

The need was highlighted by a story out of Cleveland last week. On Friday, Federal Deposit Insurance Corp. regulators seized the AmTrust Bank, the fourth-largest U.S. bank or savings institution to fail in 2009. The AmTrust debacle — the FDIC had dutifully guaranteed the bankâ??s deposits at a cost of more than $2 billion — vividly reflects the Obama administrationâ??s steadfast commitment to the status quo.

(Stanley Kutler is a UW-Madison history professor emeritus. This column first appeared on truthdig.com.)