A proposal to relocate the Wisconsin Department of Financial Institutions to an office building in Middleton is being decried by state and local officials as a needless expense and contrary to a state policy that urges keeping agencies in central Madison. The DOA’s office space request stated a preference for three non-central locations: on Madison’s Far East Side near the American Center office complex; on the West Side near the University of Wisconsin Research Park; and a far west area that includes parts of Middleton.