Carl Hutter returned to Wisconsin from Ecuador with a few hundred pictures and a rash on his arm. At 24, the University of Wisconsin senior has not had health insurance for years, but his rash was bad enough to prompt a visit to the dermatologist. Five months later, after a biopsy and a prescription for medicine he said â??doesnâ??t do anything,â? Hutter still has the rash â?? and an outstanding bill.
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