Four years after Francisco Espinosa took out student loans to attend an Arizona trade school, he had not advanced beyond his job as an airline ramp agent in Phoenix and faced $13,250 in student debt. He declared bankruptcy, and a judge allowed him to pay off part of the loan and wipe out the remaining debt. Tuesday, Supreme Court justices considered Espinosaâ??s case in a closely watched dispute that could affect debtors and creditors nationwide when student loans cannot be repaid.
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