State Journal reporter Deb Ziff?s Sunday article, “Paying for college: Tough lesson,” did a great job of capturing the tribulations of a student trying to finance a UW education. But people should know there is something students can do to avoid high costs and heavy debt. The UW Colleges ? the UW System?s network of 13 freshman-sophomore campuses ? offers the first two years of a UW liberal arts education at a much lower cost, $4,503 per year in tuition.