Noted: “Some of this may reflect the availability of the reinsurance program. As well, it may be that the carrier’s substantial increases last year occurred based on an overly-pessimistic expectation, given the relatively robust ACA enrollment that ended up occurring regardless — thanks largely to the ability of the federal premium subsidies to offset the rate increases for many people,” Donna Friedsam, health policy programs director at the University of Wisconsin-Madison’s Population Health Institute.
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